为生活理财英语演讲稿

为生活理财英语演讲稿

　　the topic of my speech is budgeting for life, get ready from this moment from this penny.

　　some day i went shopping with my roommates, after leaving the check-out counter, i picked one item from a girl’s bag and asked her: ‘hey, it’s pretty wrapped up. how much? ’ after long pause with no response, shamefully she said ‘beats me, i seldom care prices.’ the talk was over then there came the one deserved thinking ——when we go into raptures at the sight of luxuries, have we ever thought of our finance management?

　　ladies and gentlemen,

　　these years, under parents’ loving care, college students have taken purchase for granted. however, independent survival’s just around the corner. when youths hanging out in starbucks over a cup of coffee, when we lavishly squandering parental sponsor on brand names, when financial ability falling into neglect in textbooks, when the financial crisis engulfing the entire world, real life’s airing alarms. the ability in well managing finance matters relates to not only our present living condition, but also our future ideal realization. here thanks to this arena that i can share with you what i’ve learned during college life on finance management.

　　initially, for us students, a penny saved is a penny earned. luxuries make us happy, but we need to balance whether these fancy goods are worth the price. actually it’s easy to save money. just make a list of what we have to pay for each month, such as your meal card, transportation card and other basic expenses. apart from the list, set aside some money for your preferable entertainment or social contact as planned. only well budget for today can we well budget for future. particularly, be honest to your finance plan and we’ll see.

　　what follows is study comes first. distinct performance on study brings generous scholarship. it’s crystal cleear what students should do during schooling so why not fulfill our duty? maybe in business one could work hard with no gains, but in university one’s efforts on study can always be paid off, with high respect and good reward. what’s more, study of investment and finance theories guides us to make rational use of resources on the right track.

　　besides, part-time job is ought to be part of our college life. in terms of money management, part-time job teaches us how challenging to earn money and helps develop thriftiness. in addition, concurrently holding a job and study cultivates us to make sensible use of our time as well as our money. furthermore, we might as well set foot in investment market, not for *** a fortune, but for more understanding in case of future need.

　　now we are students supported by family, but the day we have to make living and manage life by ourselves will come eventually. till now i have gained more than twenty thousand rmb from scholarship and part-time jobs and as far as you are willing to, you can be better. we always say opportunity knocks at one’s door that is well-prepared. finance practice in university is the best internship to get ready for future financial challenges.

　　ladies and gentlemen, from now on, please reflect on ourselves, stop hankering after material comfort and unrealistic compare. attempt to count every cent and make every cent count, because the future we seek for is well worth today’s efforts.

　　翻译：

　　我演讲的主题是为生活做预算，从这一刻起就做好准备。

　　有一天，我和我的室友去购物，离开柜台后，我从一个女孩的包里挑了一件物品，问她：“嘿，它很漂亮。多少？“没有反应，长时间的停顿后，她说“可耻的打败我，我很少关心价格。”谈话是在这时，一个值得思考----当我们兴高采烈的奢侈品的景象，我们有没有想过我们的财务管理？

　　女士们，先生们，

　　这些年来，在父母的关爱下，大学生们已经把购买视为理所当然。然而，独立生存的角落。当年轻人挂在星巴克喝咖啡，当我们大手大脚挥霍父母的赞助品牌，在财政能力落入忽视教材，当金融危机席卷全球，现实生活中的播出警报。理财理财的能力不仅关系到我们现在的生活状况，也是我们未来理想的实现。在这里感谢这个舞台，我可以与你分享我在大学生活中所学到的财务管理。

　　起初，对于我们学生来说，一个节约的钱就是一个赚一分的钱。奢侈品让我们快乐，但我们需要权衡这些精美的商品是否值得。其实很容易省钱。只列一张清单，我们每个月都要付的费用，比如你的餐卡、交通卡等基本费用。除了名单之外，留出一些钱作为你最好的娱乐或社会联系如计划。现在只有很好的预算，我们才能为未来做好预算。特别是对你的财务计划，我们会看到。

　　以下是学习第一。学习成绩显著，带来丰厚的奖学金。在学校教育中，学生应该做什么，这是非常清楚的，为什么不履行我们的义务？也许在商业上，人们可以很努力的'工作，但在大学里，在学习上的努力总是可以得到回报，并且很高的尊敬和良好的回报。而且，研究投资和金融理论指导我们合理利用资源的正确轨道。

　　此外，兼职工作应该是我们大学生活的一部分。在资金管理方面，兼职教我们如何挑战挣钱，有助于培养节俭。此外，兼任工作和学习培养我们的时间和我们的钱，使我们明智的使用。此外，我们还不如投资市场，不要为了财富，而是为了更了解未来的需求。

　　现在我们是一家人的支持，但是我们每天都要做的是生活和管理生活的日子，我们最终会来的。到目前为止我已经从奖学金和兼职工作中获得了二万多人民币，而且你愿意，你可以更好。我们总是说机会敲着门，准备好了。大学金融实习是对未来财务挑战做好准备的最佳实践。

　　女士们，先生们，从现在开始，请反省自己，停止追求物质享受和不切实际的比较。试图将每一分的每一分都算为百分之分，因为我们追求的未来是值得的。